Landlord Insurance

As an Landlord, we know that your properties are assets to your business. This is why we create bespoke Landlord Insurance policies (also known as Property Owners Insurance) which reduce the risk of any unnecessary losses such as fire damage, vandalism or damage to furniture or fittings by tenants. Whether you’re a residential homeowner with a second property or own a portfolio of commercial properties, we can supply you with the cover you require, so you don’t have to worry.

Landlord Insurance – tailor made to your requirements

We can build your policy with your needs in mind, and add in extras to your policy if required. We’ll advise you on all of your options when building your Landlord Insurance policy and identify all potential areas of risk to your properties.

Choose from the following options to add to your Property Owners Insurance policy :

Building and contents insurance – As a landlord we know your property portfolio is your biggest asset. This is why insuring your buildings sufficiently against any potential risk such as fire damage or flood damage can mean you don’t risk a damaging loss. If you own rental properties that are fully furnished, landlord contents insurance will cover you for any damage or loss to furniture and fittings. We can specify your policy to the furniture and fittings you have in each of your properties.

Property owners liability insurance – Avoid the cost of a potential compensation claim made against you by a tenant. When you include liability cover to your policy you can be confident your are covered against any claim made against you. Don’t worry about potential accidents in your property we’ll make sure you’re insured.

Landlords home emergency insurance – Invest in landlords’ home emergency insurance with Mercury Insurance Brokers. Whether you let out one property or dozens, consider the option to insure your boiler and heating systems, your plumbing and drainage, and power supply. Rely on our team to set you up with home emergency insurance, so there are no concerns about potential damage to your properties.

Landlords legal expenses insurance – Make sure you are covered for legal expenses in the event of having to evict a tenant and the inevitable lengthy legal process. If your tenants are in breach of their tenancy contract you can also be covered for any damage caused to the property, any loss of rent and legal advice that you may require. Don’t run the risk of significant and expensive fees and costs.

Get insured with Mercury Insurance Brokers today.

Need more information?

Our team of Property Owners Insurance experts at Mercury can offer you their expert advice on what you may need to consider when it comes to your rental or commercial property.