Commercial Property Insurance

At Mercury, we offer commercial property insurance policies for business owners seeking peace of mind when it comes to the safety of their business premises. From the internal fixtures to the external grounds, including underground plumbing and wiring, every facet of your property is covered for damage with Mercury’s commercial property insurance. So you can focus on running your business, not worrying about your premises.

What is commercial property insurance?

At Mercury, our policies cover damages to your business premises as well as loss of stock or earnings due to business interruption. Our insurance policy is recommended for any business that operates out of a business premises, regardless of the size or type of location.
All exterior grounds of the property are covered within our property insurance policy, including any fencing, car parks or gardens as well as underground systems such as cables and piping. To avoid costly repairs from damage occurred through natural or human error, Mercury’s specialist insurance policy will keep you covered.

Who needs commercial property insurance?

Quotes will vary based on the size, location, layout and contents of your property. Common properties that require commercial property insurance include:

• Retail space
• Office buildings
• Practitioner surgeries
• Pubs, restaurants and bars
• Hotel and hospitality services
• Home offices
• Leisure facilities

We also have a tailor made office insurance policy separate from our standard property insurance policy.

What does a commercial property insurance policy cover?

When taking out a insurance policy, it’s important to know exactly what is covered should a claim need to be made. The commercial premises as well as any internal or external fixtures or fittings are all covered within your policy. This includes business interruption from water damage, fire damage or forced entry. Our policies can also cover loss of stock, dependent on the business type and premises.
Make sure your business premises are covered for any accidental damage inside and out with an extensive property insurance policy from Mercury.