Employers’ Liability Insurance

As your business grows, so will your workforce. But with additional staff comes more corporate risk, whether that may be a claim being made against you and your company, or damage caused to your property. Certain measures can be made to ensure you mitigate risk and protect your livelihood from any unforeseen issues that could arise, such as ensuring you have employers’ liability insurance as part of your policy.

Here at Mercury, we can help you find the right insurance for your company.

What is employers’ liability insurance?

Employers’ liability insurance will offer you cover against the cost of claims made against you by employees. These claims could be brought by your employees due to sickness or injury that has occurred as a direct result of working for your business or on your property.

Do I need employers’ liability insurance?

It is vital that you take out employers’ liability insurance, not only for the protection of your business, but also to abide by the law. Employers’ liability insurance is the only insurance that businesses are legally obligated to take out. If you have one or more people working for you, you will need to ensure you’re covered, otherwise you could be fined up to £2,500 a day until your insurance is updated.

How can Mercury help?

Ensure better protection for your business with a business insurance policy that includes detailed employers liability cover. At Mercury, we can offer you a flexible policy for your entire business, including contents insurance, public liability insurance, and premises insurance. That way you’re covered and your business is protected from any claims that may come your way.
Your cover can include the cost of legal fees if a court proceeding is necessary, and the cost of compensation. We can also build custom insurance for employers, accounting for each aspect of protection required to ensure your business is never at risk.